Bank of America travel credit cards for college students is perhaps the best thing to have happened to college degree pupils who desire to be in control of their finances.
In many other posts on Credit Card for Students, it was clearly stated that the best thing a system could do for the young student is create an enabling environment for financial independent. This is exactly what Bank of America travel credit cards for college students wants to achieve.
The Bank of America Cash Rewards credit card is a finance facility that provides its holders (students included) the opportunity to build a financial future the way they deem it fit. I guess the opportunity to accumulate an unlimited earning of about 1.5 points on every single $1 purchase made is catchy.
This travel rewards credit cards for Students surprisingly eliminates any type of restrictions that is normal with most airline rewards cards, in essence the Bank of America travel credit cards for college students eliminates blackout dates on airline bookings as well as hotel bookings.
The fact is that out there, there are a lot of credit cards for College students, with loads of benefits, perhaps some other few rewards cards still stands. Take for instance the many opportunity of securing your financial future while using the Bank of America travel credit cards for college students, where you are given the responsibility of securing your financial by building a good personal credit, and also earning your way up to financial freedom from the points you will accumulate on the purchases you made.
Features Of Bank of America travel credit cards for college students
Trust me, spending while at the same time saving a couple of dollars will interest anyone especially when they are students. Here are a few features that may influence your decision to be a cardholder of this reward cards;
- FICO score is mostly used by many in the united states of America to determine their credit risk, this financial platform enables you to constantly access your financial standing for free every month using your the banking application on your mobile device, one can as well make use of online banking platform.
- Unlike many others, this credit facilities charges no annual fee from its holders, most importantly, there are no hidden charges such as foreign transaction fee, especially when you want to make payments for hotels, rent a car, vacation package, flights etc.
- One amazing feature that is worthy of note, is the possibility of earning up to 20,000 bonus point, this could be earned when purchases up to $1,000 is made within the first 90 days the account was opened, this could then be redeemed with $200 worth credit that could be used for travel purchases.
- It is always important to bank with the right bank, a for the customers of Bank Of America, one can actually receive a 10% points on purchases made once the customer has an active savings account.
Interest Rates On Bank of America travel credit cards for college students
For anyone who is financially savvy, he/she should know that financial services comes at a price, no matter how cheap the services may seem, this credit cards for college students has it tariffs too, check it out the summary;
- There is an introductory annual percentage rate of 0% for 12 billing cycles, only applies to all the purchases made.
- There is a standard annual percentage rate of 15.99% to 23.99%
- Just as it has been mentioned earlier, there are no annual fee.
- The is a balance transfer fee of about 3% on every transaction made on at least a minimum of $10.
Is Bank of America travel credit cards for college students Secured?
This is one question that is worth answering, the truth is that most customers of financial services want to know that their financial transactions are secured, hence the assurance Bank of America allots its users.
With Bank of America travel credit cards for college students, the possibility of fraud is averted once an abnormal pattern is noticed, you also get to enjoy free liability from fraudulent transactions.
Another thing that is worthy of note is the security in shopping online. This is quite easy as you enjoy shopsafe service online where you make use of temporary credit card number while the original number stays hidden.
There is an overdraft protection and chip cards technology that enables you to make transaction across 130 countries of the globe.
Other security features of Bank of America travel credit cards for college students are as follows;
- Digital Wallet Technology
- Online & Mobile Banking
- Account Alerts
- Text Banking
- FICO Score
How To Apply
To apply for the Bank of America rewards credit card for students, simply Visit the official web page and click on Apply Now. For new users, you may want to signup first to begin your journey.