Edward Jones Credit Card Rewards Catalog | MasterCard Credit Card Review
Edward Jones Credit Card as the name implies is a credit card facility used for purchases and also for paying of bills.
Edward Jones Credit Card Rewards is a subsidiary of Edward Jones MasterCard Credit Card, which has a distinct feature of no annual fee charged for credit card. In the addition to the mentioned feature Edward Jones Credit Card Rewards was designed to be used only by Edward Jones clients.
Fees And Rates Charged On Edward Jones Credit Card
One of the attractive features of any credit card is the rates and charges obtainable on the credit card, just as was recorded by both Walmart credit card and Hobby lobby credit card, incentives on rates and charges determines the patronage, below are a few rates and charges on this credit card;
- There are no purchase Intro on annual Percentage rate (APR) offered
- There are no transfer intro on annual percentage rate (APR) offered
- You are only charged a regular annual Percentage Rate (APR) which is between 15.99% and 26.99%
- There no annual fees charged
- The minimum percentage on balance transfer fee is 3% which is in the minimum of $5
- MLF, MOF and MP Annual Percentage rate (APR) charges $38, None and None respectively.
- The period of grace is place at only 24 days
- There are no online Response
- The cards cash advance rate (CAR) is placed at 26.99%
- Also the minimum percentage for cash advance fee (CAF) is 4%
- The percentage fee for every foreign transaction is 1%
- There are no smart chip
Edward Jones Credit Card Rewards/ Benefits
Here are the benefits as well as rewards attached to getting this credit card;
- There are opportunities to redeem rewards on Edward Jones Loyalty Invest, also there are incentives on cash back attached to all your travels, gift cards purchases as well as other charitable donations.
- Customers stands a chance of getting 1.5 loyalty points on every $1 used on purchases in the turn of $20,000 in annual spending
- Also there is a 2 Loyalty Points earned on $1 used on purchases over $20,000 for a time period of 12 months.
- There are no annual fee charged as earlier said
- Customer stands to enjoy an unlimited loyalty rewards: You get to enjoy Loyalty Points earned on your everyday purchases which is as well redeemable via a cash back system.
- Customers get to study their spending through an online analysis tool which will help in tracking all your personal spending
- Enjoy an additional benefits like getting a 24 hour service, security in all your transaction as you are protected from Fraud, there is a an insurance cover on travel in situation of accident (in essence Accident Insurance cover), there an easy access to cash.
- Edward Jones financial advisor provides you with the needed support for a personalized service.
Note that Edward Jones Credit Card Rewards customers Loyalty with a reward option which are redeemable or deposited into your Edward Jones account in cash.