Umb Visa Credit Card Login | Payment | Reviews | Rewards
Visa Credit Card and application forms are usually issued by First Banker but arre powered by the UMB Bank, as a credit card company, the First Bankers Trust Company as an accredited financial institution has been in partnership with UMB Bank for some time now.This partnership has yielded what we now know as the Umb Visa Credit Card.
With the Umb Visa Credit Card Login you actually have in your possession a credit card that guarantees you rewards earned for purchases made, Umb Visa Credit Card has one of the most updated pricing and fees disclosure which gives the card holder the option of knowing how and when to spend. It also answers the question of how opening a credit card account with UMB benefits and Guide Dogs used by the Blind.
When you consider that with Umb Visa Credit Card login details in place, you get to have access to perks like the rewards earned like the 2 rewards points on every dollar used in purchases at gas station or at the grocery stores.
The Umb Visa Credit Card also enable the card holder to enjoy a 1,000 bonus points which is redeemable after your first purchase using your Umb Visa Credit Card login process, this is accessible within 3 months after you may have activated your Umb Visa Credit Card.
The auto rental insurance cover as well as the travel assistance is an addition benefits and then the security from fraudulent activities on your account, you can also chose to personalize your services. In addition to all that has been said the Umb debit card and credit card can be used at any location where Visa credit card is accepted.
Fees And Rates On Umb Visa Credit Card Login
Before applying for a credit card, one of the things you need to look out for the charges, the fees as well as the rate of having such credit card, here are the list of charges, fee as well as the rates;
- On UMB credit card, Annual Fees are not required, this means you get to carry out your transaction without having to pay any annual charges.
- There are no Intro Annual Percentage Rate charged on a UMB credit card
- 24% is the UMB credit card Normal Annual Percentage Rate
- Annual percentage rate on Cash Advance is 25.00
- The Cash Advance Fee on this credit card is 3% charged on the Cash Advance.
Umb Visa Credit Card Login Service Rewards And Benefits
The thing is, Umb simply rewards its faithful card holders with tones of benefits, to reawaken your interest on this credit card, below are some of the benefits, mind you the benefits are not limited to the list below;
- As a Umb debit card and credit card holder, you are not charged for foreign transactions
- You have the option of dictating Fraudulent activities on your account by ensuring security and also as a card holder you can actually personalize your services.
- You earn 2 redeemable reward points on any dollar used in purchases at either a gas station or a grocery store.
- You can earn up to a 1,000 bonus points which is redeemable after your first purchase using your Umb Visa Credit Card login process, this is accessible within 3 months after you may have activated your Umb Visa Credit Card.
- Umb Visa Credit Card service like the auto rental insurance as well as the travel assistance can earn a card holder Visa credit card rewards.
Umb Visa Credit Card Login Application Criteria
Now, let’s assume you have information on the on the benefits, the charges, rates as well as the fees on this credit card, now let us look at the application requirements for UMB credit card; in order to increase your approval odd you must have these criteria;
- An Applicant applying for UMB credit card should be 18 years and above
- Must have a valid US photo ID issued by the United state of America’s government
- United States of America Social Security Number (SSN) a valid one.
- Applicant be resident in the United States
- Most impotently, the applicant must have a good credit history
Let’s assume you have the requirement for application, now here is the process of applying for this credit card;
- Go to UMB credit card login application homepage
- Navigate to the section where you will see “Apply Now” link
- After clicking “Apply Now” link, on the new page that load, you will be required to fill the application form as directed on the form
The information to provide includes the
- The applicant Full name
- The applicant Date of birth
- The applicants valid Social Security Number
- Mother’s maiden name
- Applicants valid Email and mailing address,
- Home Address,
- Applicants Primary and Alternate phone number.
After providing the above information, other additional information on your Finance will also be required, these are the information that will be needed;
- Applicants Job status
- Applicants Position
- Your Employer’s name
- Hours spent each day on the job
- Applicants Previous employer’s name
- Applicants jobs Previous position
- Office phone number
- Applicants Monthly payment on rent
- Applicants Gross annual salary
- Applicants alternative income source
After filling in all the needed information as required by the registration form, carefully cross check the credit card’s terms and condition. if you are satisfied with the terms and condition, you now go ahead and agree, scroll down and click on the “Submit” link to finally complete your UMB credit card application.
Umb Credit Card Services Phone Number
The UMB bank Customer Service is the also their card service center for visa credit card, this simply means that for issues on your Umb Visa Credit Card login, you can contact the firms customer service number on 800.860.4UMB (4862), services are available through the days of the week, for complaint on your credit card Account, simply call for Help on 800.821.5184. There is also the option of contacting Umb customer card unit through their umb rewards website.